Book an initial meeting at no cost to you
Alan Aynge – Partner
In my role as a financial adviser, I enjoy meeting a range of different people and helping these individuals to improve their financial security, for themselves, and their families.
When you become a client of mine, I will get to know you and understand your financial goals. I will work with you to help you to achieve your goals and to build and protect your current financial situation and financial future.
With over 30 years’ experience in the financial services industry, my clients stay with me because I always do my best; I’m honest, straightforward and dedicated to helping you to achieve your financial objectives.
There will be a fee for mortgage advice which will depend on the amount you are looking to borrow, your requirements and circumstances. I typically charge £495 for analysis, research and recommendation of a mortgage and also for the implementation. We will offset any commission we receive from the lender against these fees.
Your home or property may be repossessed if you do not keep up repayments on your mortgage
Home reversion plans and lifetime mortgages are complex products. To understand the features and risks, ask for a personalised illustration.
Equity release will reduce the value of your estate and may affect your entitlement to means tested benefits
The value of your investment can go down as well as up and you may not get back the full amount invested
The Financial Conduct Authority does not regulate taxation advice.
- Areas of business
I am able to help you with various aspects of financial planning, my areas of advice are:
holistic financial planning;
private medical insurance;
pension planning for retirement; and
savings and investment.
I also specialise in providing advice on mortgages, specifically:
buy to let properties;
life-time mortgages; and
equity release mortgages.
- How I work
To establish your unique financial plan, I follow a simple four stage process.
Discovery: First I’ll get to know you, your needs, your goals and what you would like to achieve with your finances. It’s an important step to making sure that we have a true understanding of your current financial situation, the steps that can be taken to help you reach your goals and your attitude to investment risk.
Strategy: Once I have a full understanding of what’s important to you, I will work with you to create a realistic strategy and plan for your finances. This will aim to improve and protect your finances. To add further value to my clients I look to invest in secure tax efficient vehicles.
Recommendation & implementation: After conducting research, I will put together a recommendation for products that will support you in reaching your goals and investments which fit your attitude to risk. Once agreed, your unique financial plan will be implemented on your behalf.
Review: To make sure that your plan is still relevant and beneficial to you, I will periodically assess your financial situation. As change is inevitable it is important that your financial plan adapts and continues to meet your expectations, bringing you closer to your financial goal.
Diploma in Financial Advice (DipFA) – Level 4
Certificate in Mortgage Advice and Practice (CeMap)
Certificate in Equity Release – Level 3
To aim to make sure that every aspect of your financial planning runs efficiently, I am supported by a dedicated and skilled team of individuals. My team are committed and hardworking, supporting me in achieving a high level of service for my clients.
- About me
I started my career in the insurance industry in my early 30s. It was my time in the insurance industry that helped me to understand the importance of helping families to achieve financial protection and the benefits this could bring. But I wanted to do more. I wanted to really add value to my clients’ lives by providing a more holistic approach to financial planning, which is why in 2010 I started working towards becoming a financial adviser. I became a financial adviser, gaining my DipFA qualification in 2012.