Would you be financially prepared if the worst were to happen?
Sometimes life throws the unthinkable at us.
When you’re fit and healthy, you don’t worry about not being able to work and pay the bills. But getting a serious illness could change that very quickly. And it can happen to anyone, at any time.
However, most people appear to be burying their heads in the sand when it comes to having a financial backup plan should serious illness strike. Critical illness cover is designed to provide you with a tax-free one-off lump sum on diagnosis of a specified serious illness**. This can help pay for your mortgage, rent, debts, or alterations to your home, such as wheelchair access, should you need it.
According to recent research from Scottish Widows, 93% of the UK’s self-employed workforce have no critical illness cover.
If you were to become seriously ill, what impact do you think this would have on you and your family? And what would your priorities be? For most of us our biggest concern would be surviving the illness and recovering from it. But it can be difficult to focus 100% on getting better if you’re worried about the next big bill that’s going to come through the door.
No one wants to think about the unexpected happening, but having financial backup will help to provide you with peace of mind should it occur. That’s why we’ve partnered with Foster Denovo, a multi-award winning firm of financial advisers, who specialise in providing protection for contractors like you.
We can’t always plan what is going to happen in life, but we can plan to protect what is most important to us if the unexpected were to occur.
Whether you’re looking to insure against loss of income due to illness or injury, or you’d like life insurance, we believe Foster Denovo can help. For help or more detailed information, call Foster Denovo on 0330 332 7866* or request a call back below.
Or, if you know what type of insurance you want and would like to compare policies from the UK’s leading insurers then please click the “quote and apply” button for a no obligation quote.
*Calls are charged at your standard landline rate.
Foster Denovo Limited is authorised and regulated by the Financial Conduct Authority.
**Not all serious illnesses will be covered by a critical illness policy, you will need to read the terms and conditions of the relevant insurer’s critical illness policy to check for detail on what illnesses are covered and when they will pay out.