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pension simplification

Jamie Smith: Should we return to pension simplification?

Speaking to Money Marketing, Jamie Smith, financial adviser at Foster Denovo, says that a pension system that is fair for all, politically acceptable, and which costs the Treasury less than the current regime, just doesn’t exist.

At a basic level, a pension is a simple idea – you save money during your working life to fund your retirement.

The problem is that pensions are governed by layers of legislation built up to address different issues at different times, which creates complexity. So, how can we get back on track?

Read the full article on Money Marketing.