Book an initial meeting at no cost to you
Peter Burton – Partner
Whether you’re a first time buyer, moving house, purchasing an investment property or re-mortgaging, finding the most suitable mortgage can seem like a confusing and daunting process.
Your mortgage is probably one of the largest financial commitments you’ll make in your lifetime; so, it is essential to research, or seek advice, to ensure you find the right mortgage for you. With so many lenders and mortgages to choose from, the decision can seem overwhelming: fixed rate? Discounted? Tracker? Repayment? Over how long?
I have over 30 years’ experience in providing professional, well considered and clearly explained impartial mortgage advice to clients. By taking into account your full circumstances and requirements, as well as the lender’s criteria and all the options available, I will help make sure you have a mortgage that best suits you.
Further areas of expertise include:
- equity release;
- buy to let;
- first time buyers; and
- term insurance, including life assurance, redundancy cover, income protection and critical illness.
I have been delighted to win the “Top Mortgage Partner” award at Foster Denovo for the last 4 years in a row, in recognition for the excellent service I deliver to my clients. Providing exceptional client service is really what drives me. And, I believe this is one of the reasons why my clients not only come back to me for further advice, but also refer me to their friends and family.
Some aspects of buy-to-let mortgages are not regulated by the Financial Conduct Authority. Your home or property may be repossessed if you do not keep repayments on your mortgage. There will be a fee for mortgage advice which will depend on the amount you are looking to borrow, your requirements and circumstances. We typically charge £695 for analysis, research and recommendation of a mortgage and £600 for implementation. We will offset any commission we receive from the lender against these fees. This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.
- How I work
Embarking on your mortgage journey doesn’t need to be stressful. Let me advise you on a mortgage or recommend a mortgage that meets your specific needs.
As part of a tailored service, it is my job to find out more about your circumstances, financial situation and mortgage requirements. Then, using online independent mortgage sourcing systems I will present you with my recommendation, and you can decide if this is suitable.
I will help you with all the paperwork involved, from completing the initial application form to submission, and to helping with any supporting documentation the lender may require.
My goal is to make your mortgage experience as seamless as possible and as there are a number of parties involved in the successful completion of your mortgage, I will liaise with them on your behalf; providing you with regular updates.
You will also benefit from a dedicated point of contact, our Senior Mortgage Client Co-ordinator Tina Whatley, whose aim is to ensure your mortgage journey stays on track.
ER1 (Equity Release)
MAQ (Mortgage Advice Qualification)
“Mine was a complex case, with various issues which were preventing me from sourcing my required product in the usual manner. My case was handled professionally and with empathy, has achieved an excellent result and all staff involved were approachable and responded to all queries in a timely manner. I would have no hesitation in recommending Peter and his Team at Foster Denovo.”
“I would not have been able to obtain my mortgages without the help of my Mortgage Advisor, Peter Burton. His professionalism, knowledge, availability, patience, and communication, were invaluable. The service provided throughout the process was just excellent and beyond my expectations. I have already recommended Peter to friends as well and will certainly use him again in the future. Thank you.”
“Peter was recommended to me by a colleague at work who said he had performed a ‘miracle’ for her. I was sceptical at first but after talking to him, he definitely instilled confidence in me that he could achieve all he promised. I’ve subsequently come back for the re-mortgage and hopeful he can do the same again. Well worth the money and I will be working with Peter again.”
“I have been dealing with Foster Denovo for a number of years for my financial advice but in particular for my mortgage advice. I was introduced to Peter Burton 5 to 6 years ago when my wife and I had a very useful and productive initial meeting. Peter was able to explain the options and deals available in a plain and simple way that enabled us to calculate our options, so much so that we obtained an extremely favourable mortgage offer. So a few years later when we were planning a move, we had no hesitation in returning to Peter to discuss our financial options. Once again he “came up with the goods” and our options were laid out for us in an easy to understand way. This time though we “threw him a curve ball” as 24 hours after our meeting we returned with the news that we had found the home of our dreams and needed to “move quickly”. This did not faze Peter at all. He scanned the mortgage deals available to us in order for us to reach our goal and 24 hours later the offer on our “dream home” was accepted, thanks largely to the advice, knowledge and prep work of Peter. I would certainly have no hesitation in recommending Peter to anybody who wanted plain speaking sound mortgage advice.”
C Dewar – Creative Director
“Peter Burton has been providing us with sound financial advice for 12 years. In that time he helped us buying 4 properties and he has been with us through every step in the process, always going the extra mile to secure us the very best products, tailored exactly to our circumstances and needs at the time. He has frequently made the impossible possible, typical conversation: “Hi Pete, you know that figure we had in mind for the property, well we have just seen something double that, is it possible?” fifteen minutes later “Yes”. His advice was invaluable in providing financial solutions in the form of insurance, savings and protection policies over the years so we now have a secure future for our growing family. I would, and often do, recommend him to anyone wanting sound financial help.”
“Peter Burton has been our mortgage specialist for over 15 years. Peter has incredible and up-to-date knowledge of the best deals on the street providing distinct value and expertise. He has a unique talent in combining complex products that provide the most attractive and innovative solutions tailor-made for our purposes. Peter knows what can and cannot be done attributed to his relentless research and commitment in keeping abreast with the for ever changing financial regulations. Above all, I found Peter won’t stop despite the ups and downs of obtaining a mortgage until he gets a successful outcome.”
N Ganatra – Actor
“I was introduced to Peter Burton back in early 2005 as someone who would act as a mortgage adviser to help me buy my first property. From the first meeting I knew I was in safe hands and this was a man who knows his industry inside out. In fact I have never met anyone who is as passionate and well informed about the housing market in all its facets than Peter. He is able to take each client as an individual case with unique needs and designs the solutions to that particular circumstance. He has the ability to assess the overall lifestyle and aspirations of the client in order to create a fuller picture of what combination of products he would offer. Not only is he always up to scratch with the legal and regulatory aspects of his work Peter Burton also has “instinct” which really sets him apart from the rest. He has guided me step by step over the last 10 years through the buying and selling of several properties and never steered me wrong. He has always been there on the end of the phone for advice beyond the 9 to 5. I cannot recommend him enough.”