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Marnel Stafford
Senior Partner

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Who says finance can’t be empowering?

Financial planning empowers people to take control of their finances and build a solid foundation for a prosperous future. So, as a financial planner, I guide individuals through the intricacies of retirement, investment, estate, and tax planning, particularly as they approach or enter retirement age.

Each day, I help families and individuals protect their wealth now and for future generations. I also offer budgeting guidance to those aiming to buy their first home, or plan for those unexpected and expected expenses. I work diligently to simplify financial matters for all my clients.

With women making up just around 17% of FCA-approved individuals, gender diversity remains low across the industry; my role as a female financial planner is therefore particularly significant. My mission is to support and empower women through various life stages, including the complex process of divorce or losing a partner. I bring first-hand understanding and empathy to guide others through similar challenges.

You can also find me on my blog, “Prosper with Clarity”, where I equip people with the knowledge necessary to make well-informed financial decisions.

However, I couldn’t do this work alone and I am supported by a wonderful team:

  • Ryan Edwards has been part of my practice for several years and is now a fully qualified Financial Adviser. As the youngest Partner in Foster Denovo, qualifying before the age of 25, Ryan has demonstrated exceptional drive, dedication and commitment to supporting me and my clients. He plays a key role in the practice, handling technical work and providing clients with expert advice.
  • Megan Page is our Senior Client Administrator. She manages all aspects of administration, working closely with clients and providers to help ensure everything runs smoothly and efficiently.
  • Josiah Agbandje is our Junior Client Administrator, supporting Megan with daily administrative tasks and helping to keep the practice operating seamlessly.
  • Mark Bailey is our Paraplanner. He oversees the technical aspects of our work, ensuring that our advice complies with regulatory standards and always serves the best interests of our clients.

When we work together, you can expect personalised & bespoke advice that reflects your unique circumstances and goals. My work is to help ensure your money is looked after, your plans are set up to futureproof your finances, and to help ensure you feel supported every step of the way.

I love what I do for a living. Helping clients is truly a privilege for me, and I find this work incredibly fulfilling. I mainly focus on the following areas:

  • Pensions & Retirement planning– so you can live that retirement dream you worked so hard for.
  • Financial Planningusing cash-flow modelling to help ensure your requirements are met now and in the future.
  • Estate planning– preserving your wealth for your future generations.
  • Tax planning – ensuring you make use of the available allowances and keeping your tax planning as efficient as possible.
  • Savings and investments – to help ensure you get the most from your money.

I am a fully qualified Financial Planner through the Chartered Insurance Institute with a Diploma in Regulated Financial Planning (DipPFS).

I am currently studying towards Chartered status with more in-depth knowledge of all things financial planning to help ensure I maintain the highest technical & market knowledge on behalf of my clients.

I have been honoured and privileged to have won the following awards:

  • Winner of Top Associate Partner Award 2024 – Foster Denovo
  • Winner of Rising Star of the Year Award 2025 – Money Marketing
  • I have also been fortunate to be interviewed by some of the Financial Publications. Click on the links below to read the full articles:
    – FTAdviser
    Money Marketing

“Marnel is kind, understanding and supportive. She has given me practical tips and there was no judgement whatsoever. I feel like a huge weight has been lifted.”
Thea Lewis

“I found Marnel Stafford very easy to talk to. She clearly explained my options and gave me good, relevant advice. She explained the next steps and I am confident working with her.”
Margaret Lloyd

“I would not hesitate to book another appointment in the future to review the progress of my pension, further my knowledge, and take advice on what I could do differently to enrich my retirement. Marnel’s knowledge was excellent, and as a result, I now have a far better understanding of how my pension will work for me in the future.”
Tyra Stoodley-Dowty

“Marnel was very helpful and efficient. Everything was explained in an easy-to-follow way and all my questions were answered.”
Arjun Jheinga

The Financial Conduct Authority does not regulate taxation and trust advice or national Savings products and deposit accounts.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of your investment can go down as well as up and you may not get back the full amount invested.