fbpx

Seb Balrow

Book a free initial meeting

My profile

Guiding your wealth, securing your future

I am a dedicated financial adviser with a commitment to making a positive impact on the lives of my clients. Drawing on my extensive experience, I specialise in the following areas:

– Bespoke financial planning

– Advanced tax and investment planning

– Offshore Investment and trust planning

– Retirement planning

– Trust and estate planning

– Individual and business protection

How I Work

I am flexible, and always put my client’s needs first, therefore I am happy to hold meetings via video call or face to face. Within our meetings I follow a three-stage meeting process: Explore, Develop, and Achieve.

Explore: In the initial consultation, I delve into my clients current situation and future aspirations. By understanding their family, lifestyle, and legacy goals, I can set my clients on the path to success.

Develop: In this step, I create a bespoke financial plan tailored to my client’s needs, incorporating market-leading financial and protection planning advice.

Achieve: With the right tools in place, I believe my clients can pursue their goals. Ongoing advice and regular review meetings can ensure clients progress towards securing what’s truly important to them.

How I Help My Clients

I specialise in creating holistic financial plans designed to achieve and protect my clients objectives. Through an in-depth analysis of their current circumstances, I identify potential weaknesses and advise on actions needed to mitigate these issues.

Qualifications

CISI Level 4 Diploma in Investment Advice

Biography

Born out of a genuine passion for assisting professionals in achieving their financial milestones, I embarked on a fulfilling journey as a financial adviser. Motivated by the desire to make a positive impact on the lives of others, I found purpose in guiding individuals through the complexities of financial planning. The cornerstone of my approach lies in the cultivation of strong, trusting relationships built upon a foundation of integrity.

Outside of work I enjoy football and golf. I am also a keen reader and my favourite book is The Alchemist by Paulo Coelho.

Client Testimonial

“I worked with Seb throughout 2023 to build my investment portfolio with a view to being able to protect my family, live my best life and hopefully retire comfortably (not yet, though). Seb built trust over our initial 4 free sessions to the point where I consolidated pensions, signed up for insurance and made investment decisions against a clear goal. Seb is diligent, reliable, and thorough; he is smart, informed, and well-networked, and strategic in his recommendations. He is also good company and very human-centric. I like him as a person and respect him as a professional – what more can you ask!? I would recommend him to anyone.” – VP of Talent (Pharmaceutical)

The value of your investment can go down as well as up and you may not get back the full amount invested.

The Financial Conduct Authority does not regulate taxation and trust advice.

A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.

The tax treatment of pensions in general and tax implications of pension withdrawals will be based on individual circumstances, tax legislation and regulation, which are subject to change in the future.

Foster Denovo Limited is authorised and regulated by the Financial Conduct Authority. FCA Reg No. 462728. You can check this by visiting the Financial Services Register on the Financial Conduct Authority’s website: http://www.fca.org.uk/.