How financial planning could help you answer essential “what if?” questions

Our latest guide explores how financial planning can help you prepare for life’s important “what if?” questions.

Whether you are planning for a comfortable retirement, helping your child enter the property market, or seeking reassurance that your financial plans are on track, this guide explains how cash flow modelling can help you visualise different scenarios and make informed decisions.

Planning often involves looking decades ahead, facing unknowns that may affect your goals. While there’s no crystal ball, cashflow planning can help you visualise potential fluctuations in your wealth and answer various “what if” questions.

Read our guide to find out more about how cashflow planning could help provide invaluable reassurance and help you reach your financial goals.

Please click here to download your copy.

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Email us at advise-me@fosterdenovo.com or call us on 0330 332 7866.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.
All information is correct at the time of writing and is subject to change in the future. The Financial Conduct Authority does not regulate cashflow planning or tax planning.
Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits.
The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.
Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change in subsequent Finance Acts.

Foster Denovo Private Wealth is a trading name of Foster Denovo Limited, which is authorised and regulated by the Financial Conduct Authority.